If you’ve been dreaming of owning a home, there are lots of reasons to schedule a free appointment for pre-purchase homebuyer counseling.

One of our PRG home ownership advisors can:

1. Confidentially review your finances
   With the help of an advisor, you will be able to think about your financial goals and what it will take to get there.
2. Access your credit report and help you make sense of it
   If you do not have a recent credit report, PRG can provide a copy of your FICO report with all three scores ($19.90 per adult). You can also get a copy of your credit report online (without scores) for free at https://www.annualcreditreport.com.
3. Look at your monthly income and expenses and help you determine what you can afford
   Our advisors will send you a monthly budget worksheet to help you figure out where your money goes in and out.
4. Assess whether you qualify for a mortgage
   Your advisor will help determine if you qualify for any type of mortgage assistance or other programs that will help you purchase a home. She will also help you avoid predatory lenders.
5. Recommend financial coaching if you’re not quite ready for home ownership
   If you need, our advisors can facilitate regular, long-term financial coaching (for free) that will help you build wealth and prepare for achieving your financial goals.