If you’ve been dreaming of owning a home, there are lots of reasons to schedule a free appointment for pre-purchase homebuyer counseling.
One of our PRG home ownership advisors can:
- Confidentially review your finances
With the help of an advisor, you will be able to think about your financial goals and what it will take to get there.
- Access your credit report and help you make sense of it
If you do not have a recent credit report, PRG can provide a copy of your FICO report with all three scores ($19.90 per adult). You can also get a copy of your credit report online (without scores) for free at https://www.annualcreditreport.com.
- Look at your monthly income and expenses and help you determine what you can afford
Our advisors will send you a monthly budget worksheet to help you figure out where your money goes in and out.
- Assess whether you qualify for a mortgage
Your advisor will help determine if you qualify for any type of mortgage assistance or other programs that will help you purchase a home. She will also help you avoid predatory lenders.
- Recommend financial coaching if you’re not quite ready for home ownership
If you need, our advisors can facilitate regular, long-term financial coaching (for free) that will help you build wealth and prepare for achieving your financial goals.